Your Local Mortgage Lender
Located in Destrehan, Louisiana
Personalized Mortgage Experience
Brian Maurice offers personalized service and loan options you'll love. We shop multiple lenders to find the best rate and product for you, getting you into your dream home faster.
With wholesale interest rates and cutting-edge technology, we make the mortgage process seamless. Trust the experts who focus solely on mortgages. Support your local community and experience elite client service.
Let us help you achieve your homeownership dreams!
The Home Loan Process
Mortgage Pre-Approval
Get pre-approved from one of our Loan Officers to see how much you can afford.
House Shopping
Work with a trusted Real Estate Agent to find a home you would like to move into.
Loan Application
Complete your home loan application to get the lending process started.
Don't take my word for it
Mortgage Programs
Experience the best mortgage experience located in Destrehan, Louisiana .
Home Loan Options
Our experienced mortgage advisors will walk you through the best mortgage loan program that will fit your specific scenario.
Conventional Home Loans.
FHA Home Loans.
USDA Home Loans.
VA Home Loans.
Frequently Asked Questions
How often can I refinance my mortgage?
There is no limit to the number of times you can refinance. However, you must qualify every time you apply and there will be costs associated with closing the loan each time.
Can I buy a home if I do not have money for a down payment?
Yes! There are a number of bond programs that offer low or no down payment financing options.
How do I know which mortgage is right for me?
The key to choosing the right mortgage is to understand the range of options and features available to you, as well as your budget, circumstances, and goals. Our licensed mortgage professionals are here to help you navigate that process. The more you know, the more comfortable and confident you will be choosing the best option for you and your family.
How long will the loan process take?
The Truth in Lending Act (TILA) does not permit a lender to close a loan until at least seven (7) business days have passed from the date your application was received. A typical home loan takes 30 days, as a number of third-party services such as appraisals, title work, and credit are required in conjunction with the mortgage process. Once you familiarize your Loan Officer with the details of your specific loan scenario, they will be able to provide you with a more specific timeline.
Will I qualify for a home loan?
The only way to find out is to speak with a qualified mortgage professional. Our Loan Officers have helped numerous clients who didn’t know if they could qualify to become home owners. We take the time to understand your financial situation and long-term financial goals, and then match you with the loan program that best fits your needs. Your approval for a loan may also largely depend on the price of the home you are financing. Getting pre-qualified prior to beginning your home search can give you an idea of what you may be able to afford.
Why do people refinance their mortgages?
Homeowners typically refinance to save money, either by obtaining a lower interest rate or by reducing the term of their loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
How much money will I have to pay upfront to buy a home?
This question does not have a simple, one-size-fits-all answer. The exact amount will depend on the price of the home you buy as well the type of mortgage financing you choose. Depending on your loan program, your down payment could be as much as 20% of the home’s price or as little as 3%, while some loans require no down payment at all.
Can I get a mortgage after bankruptcy?
You may still qualify for a home loan even if you have experienced a bankruptcy. The best way to find out if you qualify is to talk with a Loan Officer to discuss your options. Be sure to bring all paperwork regarding your bankruptcy so your Loan Officer can find the program that best fits your situation.
Should I lock my interest rate now, or wait until we are closer to our closing?
Interest rates fluctuate all day, every day. If an interest rate is good, it may be in your best interest to lock now. If you wait, you run the risk of an increase in rates later. If you are concerned that rates may go down after you lock, contact your Loan Officer to discuss your options. Some programs allow you to lock for an extended period and choose to lower your rate should a better one become available.
Most Recent Blog Updates
Is Now a Good Time to Buy in Greater New Orleans? Here Is What the Summer 2026 Data Shows
Is Now a Good Time to Buy in Greater New Orleans? Here Is What the Summer 2026 Data Shows
The Most Common Question Right Now and the Encouraging Answer
Is now a good time to buy? It is the question Brian Maurice is hearing more than any other right now from buyers across Jefferson, Orleans, and St. Charles Parish. And the honest answer based on what the current data is showing is more encouraging than many buyers expect to hear.
For the first time in years the Greater New Orleans metro market is tilting meaningfully in favor of buyers. Here is what that actually looks like across the three parishes most buyers are exploring this summer.
Orleans Parish: Room to Negotiate on a Longer Timeline
The median home price in Orleans Parish is sitting around $350,000 though that number varies considerably from neighborhood to neighborhood in a city where the character and pricing of adjacent communities can be dramatically different.
The more meaningful data point for buyers right now is the days on market and the sale-to-list ratio. Homes in Orleans Parish are sitting on the market for over 100 days on average and selling at approximately 93 percent of list price. Those two numbers together tell a clear story. Sellers are waiting longer and accepting less than asking. That combination creates genuine negotiating room for prepared buyers who understand how to use it.
Rate buydowns, closing cost credits, repair credits, and price negotiations that were essentially unavailable when the market was running hot are all realistic asks on properties that have been sitting in Orleans Parish right now.
Jefferson Parish: Steady Appreciation With Faster Movement
Jefferson Parish is showing a different market dynamic than Orleans. The median home price is around $270,000, up approximately 6 percent year over year which reflects continued underlying demand. Homes are moving faster at around 55 days on market which means buyers need to be more prepared and more decisive than they do in Orleans.
The appreciation trajectory in Jefferson suggests that buyers who are ready to act in this parish are entering a market with continued upside rather than one that is softening. The faster pace means the window for any given property is shorter and preparation matters more.
St. Charles Parish: Solid Value and Efficient Movement
St. Charles Parish is offering some of the most compelling value in the metro with a median home price around $250,000 and homes moving in approximately 43 days. That pace reflects a healthy and active market where well-priced properties are finding buyers efficiently.
For buyers whose lifestyle and commute tolerance includes St. Charles the combination of lower price points and a functional market pace makes it worth serious consideration alongside the closer-in parish options.
What Louisiana Mortgage Rates Look Like Right Now
Louisiana mortgage rates are currently averaging approximately 6.3 to 6.5 percent on a 30-year fixed. That range is consistent with the broader national environment and reflects the current inflation and bond market dynamics that have been shaping rates throughout the year.
Louisiana also has some of the most generous first-time buyer programs available in recent memory. For buyers who have been waiting for a combination of market leverage and financing assistance the current environment in Greater New Orleans is delivering both simultaneously.
The Real Answer to the Question
As Brian Maurice explains the data right now is genuinely favorable for buyers in the Greater New Orleans market. More options. More time to think. More negotiating room than has existed in years. All of that is real and it is backed by the numbers.
But the real answer to whether now is the right time to buy is the same answer it has always been. The time to buy is when you are ready. When your finances support it, when your life circumstances point toward it, and when you have found a home and a market that work for your specific situation. The current conditions make that decision more accessible and more favorable than it has been in some time. Whether it is right for you specifically depends on factors that are personal rather than market-driven.
Brian Maurice works with buyers across Jefferson, Orleans, and St. Charles Parish to evaluate the current market honestly and build purchasing strategies that are grounded in both the data and the individual buyer's actual readiness. Reach out to Brian Maurice to find out what the current Greater New Orleans market means for your specific situation and what your path to homeownership actually looks like right now.
Sources
GreaterNewOrleansRealtors.com MortgageNewsDaily.com NAR.realtor Realtor.com LouisianaHousingCorporation.gov
Mortgage Calculator
See your total mortgage payments using the tool below.
| Year | Interest | Principal | Balance |
|---|
Social Media Links
YouTube
